Cash Flow — Retirement Planner

Projection Inputs

Starting Portfolio 2028 ($)

Annual Portfolio Return (%/yr)

Dividend/Interest Yield (% of portfolio)

Courtney SS Monthly at FRA ($)

Scott SS Monthly at Age 70 ($)

SS COLA (%/yr)

Annual Expenses 2028 ($)

Expense Inflation (%/yr)

Apply SS 77% trust-fund haircut

Year-by-Year Projection (2028–2079)

Year	Age	Expenses	Dividends	SS Income	Port Draw	Port Balance	Coverage %	Phase

Summary Metrics

Income Waterfall Chart

Dividends

SS Income

Portfolio Draw

Expenses

Key Insights