Initial Withdrawal Rate
—
W₀ ÷ starting portfolio
Hard Floor Spending
—
Never cut below this
Cut Trigger WR
—
Above → 10% cut
Raise Trigger WR
—
Below → 10% raise
GK Spending Corridor
Shaded bands = guardrail thresholds based on projected portfolio at expected return
Boldin plan (net draw)
GK dynamic path
Hard floor
Raise threshold
Cut threshold
Raise zone
Cut zone
Year-by-Year Guardrail Detail Projected at expected return · GK dynamic path vs Boldin plan
| Year | Age | Boldin Net Draw | GK Dynamic | Projected Port | WR% | Cut Trigger | Raise Trigger | Floor | Status |
|---|