RMD Calculator — Scott & Courtney

📊 RMD Calculator

Required Minimum Distributions · Age 73+ (year 2059) · IRS Uniform Lifetime Table · Scott & Courtney Miller

⚙ Inputs (auto-saved)

Scott — Traditional IRA Balance

$ as of today

Courtney — Traditional IRA Balance

$ as of today

Scott — 401(k) Balance

$ as of today

Courtney — 401(k) Balance

$ as of today

Expected Annual Growth Rate

% per year

Start Year (RMDs begin)

default 2059 = age 73

💡 Roth Conversion Opportunity

Annual Roth Conversion Amount

$ per year (2026–2059, 33 yrs)

—

Total RMDs 2059–2090

—

Scott + Courtney combined

Peak Annual RMD

—

Est. Total Tax (22%)

—

assumed effective rate on RMDs

Roth Window

Convert before 2059

to reduce RMD burden

📋 RMD Schedule

Year	Age	ULT Period	Scott IRA+401k Balance	Scott RMD	Courtney IRA+401k Balance	Courtney RMD	Combined RMD	ACA / Tax Note
Enter balances above to calculate RMDs